Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,523 | $87,037-73.0% | $106,201-77.9% | $80,874-70.9% |
| Participation rate | 41.7% | 70.4%-28.8pp | 75.3%-33.6pp | 67.6%-26.0pp |
| Annual return | 7.96% | 17.05%-9.1pp | 116.26%-108.3pp | 35.62%-27.7pp |
| Employer contribution / active EE | $1,262 | $2,396-47.3% | $3,170-60.2% | $2,756-54.2% |
| Participant deferral / active EE | $1,885 | $3,986-52.7% | $5,012-62.4% | $4,297-56.1% |
| Admin fee / account holder | $3,445 | $8,434-59.1% | $11,039-68.8% | $6,935-50.3% |