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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,875 | $80,812-50.7% | $160,784-75.2% | $82,448-51.6% |
| Participation rate | 48.6% | 66.2%-17.6pp | 77.0%-28.3pp | 68.1%-19.5pp |
| Annual return | 16.22% | 100.59%-84.4pp | 1803.92%-1787.7pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,094 | $2,174-49.7% | $3,733-70.7% | $2,551-57.1% |
| Participant deferral / active EE | $3,348 | $4,335-22.8% | $6,293-46.8% | $4,139-19.1% |
| Admin fee / account holder | $5,216 | $7,695-32.2% | $9,717-46.3% | $7,234-27.9% |