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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,113 | $65,034+175.4% | $90,970+96.9% | $79,856+124.3% |
| Participation rate | 17.6% | 61.6%-44.0pp | 69.0%-51.4pp | 69.6%-52.0pp |
| Annual return | 49.48% | 30.45%+19.0pp | 134.60%-85.1pp | 31.71%+17.8pp |
| Employer contribution / active EE | $573 | $1,247-54.1% | $2,122-73.0% | $2,471-76.8% |
| Participant deferral / active EE | $1,382 | $2,512-45.0% | $3,373-59.0% | $3,741-63.0% |
| Admin fee / account holder | $10 | $4,536-99.8% | $5,961-99.8% | $5,306-99.8% |