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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,464 | $65,566+227.1% | $86,235+148.7% | $75,177+185.3% |
| Participation rate | 20.6% | 60.5%-39.9pp | 69.0%-48.4pp | 67.2%-46.6pp |
| Annual return | 35.65% | 46.07%-10.4pp | 1170.03%-1134.4pp | 160.75%-125.1pp |
| Employer contribution / active EE | $1,801 | $1,553+16.0% | $2,381-24.4% | $2,671-32.6% |
| Participant deferral / active EE | $2,492 | $3,023-17.6% | $3,987-37.5% | $4,126-39.6% |
| Admin fee / account holder | $17 | $5,470-99.7% | $6,856-99.7% | $5,651-99.7% |