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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,905 | $110,212-71.1% | $96,534-66.9% | $139,466-77.1% |
| Participation rate | 52.4% | 78.1%-25.7pp | 76.0%-23.6pp | 80.3%-28.0pp |
| Annual return | 10.02% | 26.42%-16.4pp | 25.88%-15.9pp | 373.66%-363.6pp |
| Employer contribution / active EE | $1,660 | $3,620-54.2% | $2,965-44.0% | $4,754-65.1% |
| Participant deferral / active EE | $3,273 | $5,547-41.0% | $4,851-32.5% | $6,712-51.2% |
| Admin fee / account holder | $110 | $11,599-99.1% | $8,253-98.7% | $11,409-99.0% |