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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,791 | $92,219-85.0% | $76,767-82.0% | $135,380-89.8% |
| Participation rate | 60.0% | 79.8%-19.8pp | 77.0%-17.0pp | 82.6%-22.6pp |
| Annual return | -6.27% | 5.46%-11.7pp | 2.43%-8.7pp | 519.81%-526.1pp |
| Employer contribution / active EE | $1,553 | $3,216-51.7% | $2,485-37.5% | $4,779-67.5% |
| Participant deferral / active EE | $2,964 | $4,508-34.2% | $3,852-23.0% | $5,609-47.1% |
| Admin fee / account holder | $246 | $10,749-97.7% | $6,675-96.3% | $10,828-97.7% |