Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,860 | $62,177-68.1% | $81,370-75.6% | $74,478-73.3% |
| Participation rate | 45.8% | 64.1%-18.2pp | 69.5%-23.7pp | 67.2%-21.4pp |
| Annual return | 18.64% | 16.62%+2.0pp | 24.85%-6.2pp | 1370.56%-1351.9pp |
| Employer contribution / active EE | $1,110 | $1,881-41.0% | $2,464-55.0% | $2,626-57.8% |
| Participant deferral / active EE | $2,619 | $3,219-18.6% | $3,885-32.6% | $4,350-39.8% |
| Admin fee / account holder | $7,104 | $1,927+268.7% | $5,749+23.6% | $1,946+265.1% |