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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2+ years Filed as: LPL FINANCIAL RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $21,625 |
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $3,386 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,948 | $59,584-63.2% | $86,625-74.7% | $79,389-72.4% |
| Participation rate | 68.1% | 67.7%+0.5pp | 71.6%-3.5pp | 70.7%-2.6pp |
| Annual return | 19.60% | 23.15%-3.5pp | 63.52%-43.9pp | 116.89%-97.3pp |
| Employer contribution / active EE | $2,497 | $1,768+41.3% | $2,496+0.1% | $2,428+2.9% |
| Participant deferral / active EE | $4,840 | $3,036+59.4% | $3,700+30.8% | $4,046+19.6% |
| Admin fee / account holder | $149 | $604-75.4% | $5,830-97.4% | $626-76.2% |