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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,508 | $149,040-5.1% | $120,225+17.7% | $137,256+3.1% |
| Participation rate | 25.0% | 75.4%-50.4pp | 69.6%-44.6pp | 80.0%-55.0pp |
| Annual return | 15.17% | 605.68%-590.5pp | 439.23%-424.1pp | 220.34%-205.2pp |
| Employer contribution / active EE | $705 | $4,350-83.8% | $3,475-79.7% | $4,156-83.0% |
| Participant deferral / active EE | $7,750 | $4,655+66.5% | $3,999+93.8% | $6,407+21.0% |
| Admin fee / account holder | $1,019 | $6,348-83.9% | $5,696-82.1% | $12,270-91.7% |