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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,508 | $162,529-12.9% | $130,788+8.2% | $154,746-8.6% |
| Participation rate | 25.0% | 75.9%-50.9pp | 70.1%-45.1pp | 80.7%-55.7pp |
| Annual return | 15.17% | 510.48%-495.3pp | 386.44%-371.3pp | 172.34%-157.2pp |
| Employer contribution / active EE | $705 | $4,447-84.2% | $3,558-80.2% | $4,379-83.9% |
| Participant deferral / active EE | $7,750 | $4,808+61.2% | $4,137+87.3% | $6,730+15.2% |
| Admin fee / account holder | $1,019 | $7,669-86.7% | $6,673-84.7% | $14,365-92.9% |