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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,473 | $99,995-29.5% | $85,063-17.2% | $145,978-51.7% |
| Participation rate | 36.8% | 74.1%-37.3pp | 67.5%-30.7pp | 80.3%-43.5pp |
| Annual return | 9.48% | 83.99%-74.5pp | 66.54%-57.1pp | 550.52%-541.0pp |
| Employer contribution / active EE | $493 | $3,231-84.7% | $2,727-81.9% | $4,662-89.4% |
| Participant deferral / active EE | $2,155 | $5,295-59.3% | $4,523-52.3% | $6,690-67.8% |
| Admin fee / account holder | $0 | $7,255-100.0% | $6,155-100.0% | $13,400-100.0% |