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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,270 | $100,938-50.2% | $90,461-44.4% | $158,982-68.4% |
| Participation rate | 45.5% | 75.0%-29.6pp | 72.7%-27.2pp | 82.0%-36.5pp |
| Annual return | 16.33% | 1727.20%-1710.9pp | 1294.76%-1278.4pp | 302.99%-286.7pp |
| Employer contribution / active EE | $495 | $3,691-86.6% | $3,264-84.8% | $4,763-89.6% |
| Participant deferral / active EE | $2,879 | $4,350-33.8% | $3,964-27.4% | $5,983-51.9% |
| Admin fee / account holder | $0 | $6,510-100.0% | $5,617-100.0% | $11,252-100.0% |