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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,951 | $175,259-13.3% | $149,723+1.5% | $139,487+8.9% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 12.58% | 166.82%-154.2pp | 134.50%-121.9pp | 373.84%-361.3pp |
| Employer contribution / active EE | $6,600 | $5,478+20.5% | $4,821+36.9% | $4,755+38.8% |
| Participant deferral / active EE | $11,250 | $6,522+72.5% | $5,682+98.0% | $6,713+67.6% |
| Admin fee / account holder | $2,225 | $16,158-86.2% | $13,215-83.2% | $11,407-80.5% |