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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,637 | $217,432-43.1% | $185,851-33.5% | $167,553-26.2% |
| Participation rate | 50.0% | 86.1%-36.1pp | 81.7%-31.7pp | 82.1%-32.1pp |
| Annual return | 12.73% | 148.43%-135.7pp | 122.11%-109.4pp | 478.89%-466.2pp |
| Employer contribution / active EE | $5,800 | $5,874-1.3% | $5,168+12.2% | $4,840+19.8% |
| Participant deferral / active EE | $9,750 | $6,357+53.4% | $5,569+75.1% | $6,343+53.7% |
| Admin fee / account holder | $2,065 | $19,820-89.6% | $16,245-87.3% | $12,316-83.2% |