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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,885 | $209,422-54.2% | $178,503-46.3% | $158,982-39.7% |
| Participation rate | 33.3% | 86.4%-53.0pp | 81.9%-48.6pp | 82.0%-48.6pp |
| Annual return | 9.26% | 188.81%-179.5pp | 151.12%-141.9pp | 302.99%-293.7pp |
| Employer contribution / active EE | $7,533 | $5,707+32.0% | $5,011+50.3% | $4,763+58.2% |
| Participant deferral / active EE | $6,500 | $5,955+9.2% | $5,202+24.9% | $5,983+8.6% |
| Admin fee / account holder | $1,265 | $17,079-92.6% | $13,987-91.0% | $11,252-88.8% |