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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,043 | $71,215-69.0% | $93,696-76.5% | $80,935-72.8% |
| Participation rate | 91.1% | 60.4%+30.7pp | 68.7%+22.4pp | 67.7%+23.4pp |
| Annual return | 15.02% | 11.27%+3.8pp | 133.74%-118.7pp | 35.66%-20.6pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,952 | $4,037+22.7% | $4,417+12.1% | $4,299+15.2% |
| Admin fee / account holder | $1,418 | $6,958-79.6% | $8,287-82.9% | $6,924-79.5% |