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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,252 | $72,404-94.1% | $110,243-96.1% | $64,173-93.4% |
| Participation rate | 88.1% | 73.3%+14.8pp | 79.8%+8.3pp | 69.6%+18.5pp |
| Annual return | 111.26% | -6.29%+117.5pp | 314.76%-203.5pp | 7.63%+103.6pp |
| Employer contribution / active EE | $3,202 | $2,282+40.4% | $3,827-16.3% | $2,381+34.5% |
| Participant deferral / active EE | $1,241 | $3,469-64.2% | $4,672-73.4% | $3,470-64.2% |
| Admin fee / account holder | $1,612 | $5,664-71.5% | $8,548-81.1% | $4,887-67.0% |