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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,078 | $83,485-92.7% | $125,195-95.1% | $72,976-91.7% |
| Participation rate | 84.4% | 73.3%+11.1pp | 79.8%+4.7pp | 69.5%+15.0pp |
| Annual return | 34.21% | 25.77%+8.4pp | 43.79%-9.6pp | 81.02%-46.8pp |
| Employer contribution / active EE | $0 | $2,346-100.0% | $3,866-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,559 | $3,586-28.6% | $4,937-48.2% | $3,608-29.1% |
| Admin fee / account holder | $422 | $5,518-92.3% | $9,704-95.6% | $5,124-91.8% |