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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,882 | $129,737-82.4% | $119,126-80.8% | $154,746-85.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.51% | 379.08%-368.6pp | 282.11%-271.6pp | 172.34%-161.8pp |
| Employer contribution / active EE | $252 | $4,375-94.2% | $4,034-93.8% | $4,379-94.2% |
| Participant deferral / active EE | $5,003 | $5,842-14.4% | $5,318-5.9% | $6,730-25.7% |
| Admin fee / account holder | $4,260 | $11,961-64.4% | $10,693-60.2% | $14,365-70.3% |