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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,882 | $111,535-79.5% | $105,223-78.3% | $137,256-83.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.51% | 237.85%-227.3pp | 180.65%-170.1pp | 220.34%-209.8pp |
| Employer contribution / active EE | $252 | $3,939-93.6% | $3,689-93.2% | $4,156-93.9% |
| Participant deferral / active EE | $5,003 | $5,500-9.0% | $5,072-1.3% | $6,407-21.9% |
| Admin fee / account holder | $4,260 | $9,721-56.2% | $8,859-51.9% | $12,270-65.3% |