Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,236 | $70,486+23.8% | $100,528-13.2% | $79,852+9.2% |
| Participation rate | 62.5% | 73.6%-11.1pp | 79.4%-16.9pp | 69.6%-7.1pp |
| Annual return | 18.96% | 21.90%-2.9pp | 30.90%-11.9pp | 31.72%-12.8pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $8,641 | $5,182+66.8% | $6,271+37.8% | $3,740+131.0% |
| Admin fee / account holder | $3,595 | $4,480-19.8% | $8,084-55.5% | $5,306-32.3% |