Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,943 | $56,277-29.0% | $80,976-50.7% | $62,891-36.5% |
| Participation rate | 48.7% | 69.0%-20.2pp | 75.8%-27.1pp | 69.3%-20.6pp |
| Annual return | 10.22% | 22.12%-11.9pp | 17.10%-6.9pp | 20.14%-9.9pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,714-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $6,184 | $4,195+47.4% | $5,696+8.6% | $3,203+93.1% |
| Admin fee / account holder | $2,877 | $3,741-23.1% | $5,516-47.8% | $4,296-33.0% |