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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,281 | $88,754+40.0% | $81,820+51.9% | $145,877-14.8% |
| Participation rate | 55.6% | 75.1%-19.5pp | 72.4%-16.8pp | 80.3%-24.7pp |
| Annual return | 3.04% | 1031.77%-1028.7pp | 777.93%-774.9pp | 551.28%-548.2pp |
| Employer contribution / active EE | $2,961 | $3,085-4.0% | $2,915+1.6% | $4,663-36.5% |
| Participant deferral / active EE | $6,864 | $4,648+47.7% | $4,323+58.8% | $6,691+2.6% |
| Admin fee / account holder | $8 | $8,424-99.9% | $7,391-99.9% | $13,402-99.9% |