Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,222 | $101,795-72.3% | $165,100-82.9% | $80,959-65.1% |
| Participation rate | 61.9% | 71.8%-9.9pp | 78.6%-16.7pp | 67.7%-5.8pp |
| Annual return | 10.91% | 16.73%-5.8pp | 70.21%-59.3pp | 35.67%-24.8pp |
| Employer contribution / active EE | $3,811 | $2,954+29.0% | $4,348-12.3% | $2,757+38.2% |
| Participant deferral / active EE | $1,839 | $4,476-58.9% | $6,035-69.5% | $4,300-57.2% |
| Admin fee / account holder | $1,019 | $8,221-87.6% | $12,696-92.0% | $6,925-85.3% |