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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,819 | $62,583-50.8% | $76,767-59.9% | $64,173-52.0% |
| Participation rate | 90.2% | 72.8%+17.3pp | 77.0%+13.2pp | 69.6%+20.6pp |
| Annual return | -11.96% | -1.95%-10.0pp | 2.43%-14.4pp | 7.63%-19.6pp |
| Employer contribution / active EE | $1,966 | $1,832+7.3% | $2,485-20.9% | $2,381-17.4% |
| Participant deferral / active EE | $6,396 | $3,145+103.4% | $3,852+66.1% | $3,470+84.3% |
| Admin fee / account holder | $1,192 | $4,667-74.5% | $6,675-82.1% | $4,887-75.6% |