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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,336 | $56,197-72.7% | $67,652-77.3% | $59,633-74.3% |
| Participation rate | 88.5% | 71.5%+17.0pp | 75.7%+12.8pp | 68.7%+19.8pp |
| Annual return | 59.14% | 18508.10%-18449.0pp | 6625.40%-6566.3pp | 2041.45%-1982.3pp |
| Employer contribution / active EE | $1,509 | $1,615-6.5% | $2,266-33.4% | $2,203-31.5% |
| Participant deferral / active EE | $5,386 | $2,844+89.4% | $3,560+51.3% | $3,192+68.7% |
| Admin fee / account holder | $565 | $3,958-85.7% | $4,821-88.3% | $4,297-86.9% |