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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,548 | $124,330-38.4% | $109,173-29.9% | $167,536-54.3% |
| Participation rate | 25.0% | 79.5%-54.5pp | 75.9%-50.9pp | 82.1%-57.1pp |
| Annual return | 13.50% | 26.04%-12.5pp | 25.75%-12.3pp | 478.82%-465.3pp |
| Employer contribution / active EE | $1,754 | $4,209-58.3% | $3,723-52.9% | $4,839-63.8% |
| Participant deferral / active EE | $3,317 | $5,256-36.9% | $4,654-28.7% | $6,342-47.7% |
| Admin fee / account holder | $1,007 | $7,974-87.4% | $6,755-85.1% | $12,315-91.8% |