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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,336 | $133,981-30.3% | $112,249-16.8% | $134,532-30.6% |
| Participation rate | 42.9% | 78.6%-35.7pp | 75.1%-32.2pp | 81.2%-38.4pp |
| Annual return | -20.08% | 47.16%-67.2pp | 27.48%-47.6pp | 418.27%-438.3pp |
| Employer contribution / active EE | $7,961 | $4,040+97.1% | $3,636+118.9% | $4,741+67.9% |
| Participant deferral / active EE | $5,822 | $5,292+10.0% | $4,729+23.1% | $6,401-9.0% |
| Admin fee / account holder | $1,309 | $7,492-82.5% | $6,412-79.6% | $11,429-88.5% |