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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,419 | $196,972-45.0% | $182,262-40.5% | $198,609-45.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 12.44% | 158.27%-145.8pp | 140.60%-128.2pp | 202.70%-190.3pp |
| Employer contribution / active EE | $5,203 | $5,364-3.0% | $5,046+3.1% | $5,055+2.9% |
| Participant deferral / active EE | $3,588 | $8,643-58.5% | $8,276-56.6% | $6,977-48.6% |
| Admin fee / account holder | $16,583 | $18,429-10.0% | $16,712-0.8% | $19,030-12.9% |