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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,349 | $55,902+49.1% | $76,030+9.6% | $80,959+3.0% |
| Participation rate | 25.8% | 62.1%-36.3pp | 69.1%-43.3pp | 67.7%-41.9pp |
| Annual return | 12.64% | 20.59%-7.9pp | 361.54%-348.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $696 | $1,867-62.7% | $2,688-74.1% | $2,757-74.8% |
| Participant deferral / active EE | $2,231 | $3,051-26.9% | $4,257-47.6% | $4,300-48.1% |
| Admin fee / account holder | $1,032 | $5,239-80.3% | $6,421-83.9% | $6,925-85.1% |