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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,001 | $87,166+20.5% | $76,735+36.8% | $137,256-23.5% |
| Participation rate | 33.3% | 74.4%-41.0pp | 69.5%-36.2pp | 80.0%-46.6pp |
| Annual return | 15.89% | 26.50%-10.6pp | 29.77%-13.9pp | 220.34%-204.5pp |
| Employer contribution / active EE | $882 | $2,904-69.6% | $2,454-64.1% | $4,156-78.8% |
| Participant deferral / active EE | $3,118 | $4,726-34.0% | $4,088-23.7% | $6,407-51.3% |
| Admin fee / account holder | $18,699 | $8,403+122.5% | $7,189+160.1% | $12,270+52.4% |