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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,214 | $212,777-78.3% | $173,703-73.4% | $198,609-76.7% |
| Participation rate | 83.3% | 81.1%+2.3pp | 75.9%+7.4pp | 82.4%+1.0pp |
| Annual return | 17.89% | 18.82%-0.9pp | 17.46%+0.4pp | 202.70%-184.8pp |
| Employer contribution / active EE | $3,105 | $5,214-40.4% | $4,288-27.6% | $5,055-38.6% |
| Participant deferral / active EE | $5,512 | $5,697-3.2% | $4,854+13.6% | $6,977-21.0% |
| Admin fee / account holder | $896 | $19,536-95.4% | $15,562-94.2% | $19,030-95.3% |