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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,791 | $81,276+255.3% | $155,574+85.6% | $80,925+256.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 21.53% | 33.36%-11.8pp | 64.87%-43.3pp | 35.65%-14.1pp |
| Employer contribution / active EE | $6,070 | $3,103+95.6% | $4,676+29.8% | $2,756+120.2% |
| Participant deferral / active EE | $4,538 | $3,453+31.4% | $5,629-19.4% | $4,299+5.6% |
| Admin fee / account holder | $24,615 | $7,993+207.9% | $15,914+54.7% | $6,940+254.7% |