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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,191 | $175,231+62.2% | $149,696+89.8% | $139,466+103.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.04% | 166.77%-141.7pp | 134.46%-109.4pp | 373.66%-348.6pp |
| Employer contribution / active EE | $7,047 | $5,478+28.6% | $4,821+46.2% | $4,754+48.2% |
| Participant deferral / active EE | $5,033 | $6,521-22.8% | $5,682-11.4% | $6,712-25.0% |
| Admin fee / account holder | $28,978 | $16,155+79.4% | $13,212+119.3% | $11,409+154.0% |