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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,553 | $217,432+23.1% | $185,849+44.0% | $167,536+59.7% |
| Participation rate | 95.8% | 86.1%+9.8pp | 81.7%+14.1pp | 82.1%+13.7pp |
| Annual return | 18.74% | 148.42%-129.7pp | 122.10%-103.4pp | 478.82%-460.1pp |
| Employer contribution / active EE | $5,035 | $5,875-14.3% | $5,169-2.6% | $4,839+4.0% |
| Participant deferral / active EE | $4,205 | $6,357-33.9% | $5,569-24.5% | $6,342-33.7% |
| Admin fee / account holder | $24,191 | $19,818+22.1% | $16,244+48.9% | $12,315+96.4% |