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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,269 | $113,941+117.0% | $94,229+162.4% | $125,389+97.2% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -4.25% | 5.29%-9.5pp | 10.68%-14.9pp | 282.24%-286.5pp |
| Employer contribution / active EE | $5,826 | $4,727+23.2% | $3,587+62.4% | $4,866+19.7% |
| Participant deferral / active EE | $5,826 | $5,179+12.5% | $4,320+34.9% | $5,352+8.9% |
| Admin fee / account holder | $2,422 | $8,392-71.1% | $6,269-61.4% | $9,541-74.6% |