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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,839 | $135,645+97.5% | $110,243+143.0% | $135,380+97.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.61% | 513.24%-518.8pp | 314.76%-320.4pp | 519.81%-525.4pp |
| Employer contribution / active EE | $5,805 | $4,907+18.3% | $3,827+51.7% | $4,779+21.5% |
| Participant deferral / active EE | $5,831 | $5,507+5.9% | $4,672+24.8% | $5,609+4.0% |
| Admin fee / account holder | $44,864 | $11,458+291.6% | $8,548+424.9% | $10,828+314.3% |