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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,075 | $96,678+11.8% | $86,640+24.7% | $139,466-22.5% |
| Participation rate | 90.0% | 74.4%+15.6pp | 71.7%+18.3pp | 80.3%+9.7pp |
| Annual return | 8.79% | 106.69%-97.9pp | 592.52%-583.7pp | 373.66%-364.9pp |
| Employer contribution / active EE | $3,480 | $3,265+6.6% | $3,024+15.1% | $4,754-26.8% |
| Participant deferral / active EE | $4,519 | $4,837-6.6% | $4,438+1.8% | $6,712-32.7% |
| Admin fee / account holder | $9,055 | $6,410+41.3% | $5,616+61.2% | $11,409-20.6% |