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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,094 | $90,607-12.7% | $79,467-0.5% | $135,380-41.6% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | 0.17% | 977.74%-977.6pp | 718.30%-718.1pp | 519.81%-519.6pp |
| Employer contribution / active EE | $1,383 | $3,068-54.9% | $2,800-50.6% | $4,779-71.1% |
| Participant deferral / active EE | $2,559 | $4,050-36.8% | $3,704-30.9% | $5,609-54.4% |
| Admin fee / account holder | $1,328 | $5,895-77.5% | $5,104-74.0% | $10,828-87.7% |