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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,165 | $106,008-21.5% | $92,240-9.8% | $147,586-43.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.51% | 50.05%-34.5pp | 176.29%-160.8pp | 578.59%-563.1pp |
| Employer contribution / active EE | $10,385 | $4,333+139.6% | $3,680+182.2% | $4,876+113.0% |
| Participant deferral / active EE | $12,933 | $4,478+188.8% | $3,897+231.9% | $5,439+137.8% |
| Admin fee / account holder | $648 | $6,333-89.8% | $5,194-87.5% | $10,886-94.0% |