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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,010 | $133,998+46.3% | $112,263+74.6% | $134,545+45.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.07% | 47.17%-69.2pp | 27.49%-49.6pp | 418.37%-440.4pp |
| Employer contribution / active EE | $11,391 | $4,040+181.9% | $3,636+213.3% | $4,742+140.2% |
| Participant deferral / active EE | $14,659 | $5,292+177.0% | $4,729+210.0% | $6,401+129.0% |
| Admin fee / account holder | $2,614 | $7,493-65.1% | $6,410-59.2% | $11,431-77.1% |