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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $506,097 | $81,262+522.8% | $155,602+225.3% | $80,911+525.5% |
| Participation rate | 93.8% | 66.2%+27.5pp | 78.2%+15.5pp | 67.6%+26.1pp |
| Annual return | 12.52% | 33.34%-20.8pp | 64.81%-52.3pp | 35.63%-23.1pp |
| Employer contribution / active EE | $6,721 | $3,102+116.7% | $4,675+43.8% | $2,756+143.9% |
| Participant deferral / active EE | $6,296 | $3,451+82.4% | $5,629+11.9% | $4,297+46.5% |
| Admin fee / account holder | $9,963 | $7,992+24.7% | $15,923-37.4% | $6,935+43.7% |