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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,920 | $73,848+405.0% | $143,799+159.3% | $68,486+444.5% |
| Participation rate | 94.3% | 66.7%+27.6pp | 80.3%+14.0pp | 67.9%+26.4pp |
| Annual return | -13.83% | 0.91%-14.7pp | -0.04%-13.8pp | -7.85%-6.0pp |
| Employer contribution / active EE | $5,505 | $3,184+72.9% | $4,952+11.2% | $2,597+112.0% |
| Participant deferral / active EE | $5,321 | $3,385+57.2% | $5,638-5.6% | $4,028+32.1% |
| Admin fee / account holder | $945 | $5,755-83.6% | $14,677-93.6% | $5,404-82.5% |