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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $543,185 | $93,589+480.4% | $135,942+299.6% | $75,181+622.5% |
| Participation rate | 98.5% | 75.2%+23.3pp | 81.9%+16.6pp | 67.2%+31.3pp |
| Annual return | 11.13% | 30.90%-19.8pp | 68.28%-57.1pp | 160.69%-149.6pp |
| Employer contribution / active EE | $23,765 | $3,537+571.8% | $4,858+389.2% | $2,671+789.9% |
| Participant deferral / active EE | $6,564 | $6,405+2.5% | $7,759-15.4% | $4,126+59.1% |
| Admin fee / account holder | $19,137 | $6,977+174.3% | $10,764+77.8% | $5,650+238.7% |