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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY GLOBAL BANKING OP. Service code 26 1300 THAMES STREET WHARF · BALITMORE, MD 21231 | Advisory (Participants) | $73,425 |
NEWPORT GROUP, INC.5 years Service code 13 · EIN 27-2037969 | Contract Administrator | $19,315 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $530,268 | $82,674+541.4% | $125,381+322.9% | $68,486+674.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -12.67% | -5.97%-6.7pp | 572.31%-585.0pp | -7.85%-4.8pp |
| Employer contribution / active EE | $21,369 | $3,382+531.9% | $4,815+343.8% | $2,597+723.0% |
| Participant deferral / active EE | $5,644 | $6,111-7.6% | $7,448-24.2% | $4,028+40.1% |
| Admin fee / account holder | $22,869 | $6,277+264.3% | $10,007+128.5% | $5,404+323.2% |