Retirement plan

WEB WATER DEVELOPMENT ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN

Name: WEB WATER DEVELOPMENT ASSOC., INC. - WEB WATER DEVELOPMENT ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: WEB WATER DEVELOPMENT ASSOC., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WEB WATER DEVELOPMENT ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN, WEB WATER DEVELOPMENT ASSOC., INC.

WEB WATER DEVELOPMENT ASSOC., INC.EIN 46-0352027Plan #001PY 2025

38456 W HWY 12 - ABERDEEN, SD 574020051605-290-9184webwater.orgLinkedIn1-10 employeesutilities

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$6.8M

+28.4% from 2024

Total participants

+1.6% from 2024

Average account balance

$114,614

+26.2% from 2024

Annual return

17.63%

+4.07 pp from 2024

Benchmarks

See 171 peers

Peer group

Industry22 - Utilities

Plan typeDefined contribution

Participants25-99

Cohort171 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.76M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$115K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$597K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$799

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$47K

$906 / participant

Other / not subdivided$47K100.0%

% of EOY assets

0.697%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$114,614

$93,692+22.3%

$116,538-1.7%

$86,983+31.8%

Participation rate

94.2%

79.6%+14.6pp

82.6%+11.6pp

69.5%+24.7pp

Annual return

17.63%

26.00%-8.4pp

17.97%-0.3pp

25.83%-8.2pp

Employer contribution / active EE

$5,068

$3,831+32.3%

$4,541+11.6%

$2,584+96.1%

Participant deferral / active EE

$6,413

$5,612+14.3%

$6,207+3.3%

$4,194+52.9%

Admin fee / account holder

$799

$7,586-89.5%

$8,737-90.9%

$7,856-89.8%

WEB WATER DEVELOPMENT ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WEB WATER DEVELOPMENT ASSOCIATION, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion