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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,110 | $76,669-9.9% | $96,520-28.4% | $71,495-3.3% |
| Participation rate | 78.8% | 66.6%+12.3pp | 74.3%+4.5pp | 67.9%+10.9pp |
| Annual return | 14.19% | 48.29%-34.1pp | 35.72%-21.5pp | 28.85%-14.7pp |
| Employer contribution / active EE | $2,144 | $3,031-29.3% | $3,739-42.7% | $2,589-17.2% |
| Participant deferral / active EE | $4,673 | $3,771+23.9% | $4,879-4.2% | $4,291+8.9% |
| Admin fee / account holder | $8,374 | $2,028+312.9% | $6,733+24.4% | $1,588+427.4% |