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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,167 | $64,719-3.9% | $112,249-44.6% | $68,486-9.2% |
| Participation rate | 84.4% | 67.2%+17.3pp | 75.1%+9.4pp | 67.9%+16.6pp |
| Annual return | -17.90% | -11.40%-6.5pp | 27.48%-45.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $2,020 | $2,747-26.5% | $3,636-44.4% | $2,597-22.2% |
| Participant deferral / active EE | $5,049 | $3,565+41.6% | $4,729+6.8% | $4,028+25.4% |
| Admin fee / account holder | $2,886 | $5,232-44.8% | $6,412-55.0% | $5,404-46.6% |