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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,883 | $91,537-78.3% | $130,045-84.7% | $75,173-73.6% |
| Participation rate | 82.9% | 71.5%+11.4pp | 78.5%+4.4pp | 67.2%+15.7pp |
| Annual return | 19.77% | -631.55%+651.3pp | -137.30%+157.1pp | 160.72%-140.9pp |
| Employer contribution / active EE | $672 | $2,845-76.4% | $4,321-84.4% | $2,671-74.8% |
| Participant deferral / active EE | $2,947 | $4,343-32.1% | $5,820-49.4% | $4,126-28.6% |
| Admin fee / account holder | $4,066 | $6,780-40.0% | $10,600-61.6% | $5,651-28.0% |