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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,329 | $91,559-82.2% | $133,978-87.8% | $79,856-79.6% |
| Participation rate | 73.0% | 73.3%-0.4pp | 79.8%-6.9pp | 69.6%+3.3pp |
| Annual return | 22.54% | 61.85%-39.3pp | 45.10%-22.6pp | 31.71%-9.2pp |
| Employer contribution / active EE | $1,475 | $2,384-38.1% | $3,919-62.4% | $2,471-40.3% |
| Participant deferral / active EE | $1,954 | $3,734-47.7% | $5,047-61.3% | $3,741-47.8% |
| Admin fee / account holder | $644 | $6,321-89.8% | $8,930-92.8% | $5,306-87.9% |