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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,420 | $81,870-79.9% | $119,622-86.3% | $68,486-76.0% |
| Participation rate | 75.8% | 71.9%+3.9pp | 79.3%-3.5pp | 67.9%+7.9pp |
| Annual return | -19.59% | -23.82%+4.2pp | -14.98%-4.6pp | -7.85%-11.7pp |
| Employer contribution / active EE | $1,937 | $2,692-28.0% | $4,232-54.2% | $2,597-25.4% |
| Participant deferral / active EE | $2,845 | $4,148-31.4% | $5,601-49.2% | $4,028-29.4% |
| Admin fee / account holder | $3,431 | $6,583-47.9% | $10,328-66.8% | $5,404-36.5% |