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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,548 | $134,001+2.6% | $112,258+22.5% | $134,509+2.3% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | 3.44% | 47.15%-43.7pp | 27.47%-24.0pp | 418.13%-414.7pp |
| Employer contribution / active EE | $2,222 | $4,039-45.0% | $3,636-38.9% | $4,741-53.1% |
| Participant deferral / active EE | $6,538 | $5,291+23.6% | $4,728+38.3% | $6,400+2.1% |
| Admin fee / account holder | $11,243 | $7,491+50.1% | $6,411+75.4% | $11,427-1.6% |