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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,081 | $115,810-19.6% | $101,271-8.1% | $158,966-41.4% |
| Participation rate | 90.9% | 79.4%+11.5pp | 75.8%+15.1pp | 82.0%+8.9pp |
| Annual return | -9.60% | 56.15%-65.7pp | 46.48%-56.1pp | 302.95%-312.5pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,164 | $4,958+4.2% | $4,371+18.2% | $5,983-13.7% |
| Admin fee / account holder | $4,179 | $7,248-42.3% | $5,948-29.7% | $11,250-62.9% |